Schengen Visa Insurance

Travel insurance for Schengen visa is intended for persons who are planning to travel to Schengen area countries. If your country is on the list of those countries whose citizens are obliged to obtain Schengen visa, in that case, Schengen visa insurance is mandatory.

In order to prevent that your request for a Schengen visa is denied, your Schengen travel insurance has to meet the following requirements:

  • Has to be valid in all Schengen area countries for the whole duration of the journey
  • Must have a minimum coverage of €30,000
  • Has to cover emergency medical expenses and repatriation costs

What does Schengen visa insurance usually cover?

  • Medical evacuation and medical repatriation
  • Search and rescue costs
  • Medical emergency assistance in the Schengen area
  • Repatriation of mortal remains
  • Funeral expenses
  • Returning of a person of minor age
  • Trip cancellation or interruption
  • Lost, stolen or delayed baggage
  • Lost or stolen travel documents
  • Travel delay due to weather

Common coverage limitations

  • Treatment of a pre-existing health condition
  • Costs related to implants, prosthetics, apparatus and optical devices (glasses, contact lenses, etc.)
  • Operations of an aesthetic nature
  • Psychical, psychological or psychiatric illnesses, as well as their symptoms and consequences

Schengen visa basics

The Schengen visa allows you to stay on the territory of the countries that are members of the Schengen area. You can stay within the Schengen area for a maximum of 90 days in any 180-day period.

Currently, there are 26 member states of the Schengen Area: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

What documents are required for obtaining Schengen visa?

  • Schengen visa application form
  • Valid passport
    • the passport must be valid for three months past the visa expiration date
  • Recent photo
  • Schengen visa insurance
  • Purpose of your travel
    • proof of accommodation (hotel/hostel confirmation)
    • planned itinerary
  • Proof that you have sufficient means of subsistence
  • Civil status certificates
    • birth certificate
    • marriage certificate
  • Visa fee

Note: This list should not be used for general guidance. Check in advance if some embassies/consulates have specific requirements in relation to nationality you belong.

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