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ONLINE SALES - TERMS AND CONDITIONS

1. ELECTRONIC COMMUNICATIONS
  1. When a user visits the EVASAN web site or sends e-mails to EVASAN, that user consents to receiving communications from EVASAN electronically and agrees that all agreements, notices, disclosures and other communications sent by EVASAN satisfies any legal requirements, including but not limited, to the requirement that such communications should be "in writing".
2. DISCLAIMER
  1. Apart from the provisions set by the law, neither EVASAN nor any of its agents or representatives shall be liable for any damage, loss or liability of whatsoever nature arising from the use or inability to use this web site or the services or content provided from and through this web site. Furthermore, EVASAN makes no representations or warranties, implied or otherwise, that, amongst others, the content and technology available from this web site are free from errors or omissions or that the service will be 100% uninterrupted and error free.
  2. This web site is supplied on an "as is" basis and has not been compiled or supplied to meet the user's individual requirements. It is the sole responsibility of the user to verify prior to entering into this agreement with EVASAN that the service and products available from and through this web site will meet the user's individual requirements.
  3. Information, ideas and opinions expressed on this site should not be regarded as professional advice or the official opinion of EVASAN and users are encouraged to consult professional advice before taking any course of action related to information, ideas or opinions expressed on this site.
3. PAYMENT METHODS
  1. Credit card payments
    1. At the time of placing the order, the transaction details are presented to the bank and an authorization is obtained for the amount of the order and processed immediately.
    2. Note that to protect it's own and the interests of customers, EVASAN scrutinizes all transactions very carefully to prevent attempted fraud and a transaction may be refused if EVASAN is not satisfied with it's legitimacy.
4. AGREEMENTS OF SALE
  1. An agreement of sale between EVASAN and a user only comes into effect if and when a credit card authorisation is received from the issuing bank.
5. REFUNDS
  1. In accordance with the provisions set by the law the refund policy is defined by the General Conditions of Insurance and the Particular Conditions of Insurance.
6. PRIVACY
  1. This site collects private information from users, such information shall not be disclosed to any third party unless agreed upon between the user and EVASAN or through due legal process.
7. SECURITY
  1. Any person that delivers or attempts to deliver any damaging code to this web site or attempts to gain unauthorised access to any page on this web site shall be prosecuted and civil damages shall be claimed in the event that EVASAN suffers any damage or loss.
  2. The user allows EVASAN to take all reasonable steps to ensure the integrity and security of EVASAN site and back-office applications.
  3. All transactions related to purchasing are Secure Socket Layer (SSL) encrypted.
8. PROFESSIONAL ADVICE
  1. By providing information on this website, we are not rendering any legal, insurance, financial or any other type of advice. We strongly recommend you to call a professional broker or SOS Evasan S.A. for any specific questions relating to the content of this website or any product described therein.
9. ACCURACY OF INFORMATION
  1. All information on this website, including premiums, is subject to change without notice. We do not guarantee that the information found on this website is accurate or up to date. We shall not be responsible for any detrimental reliance you place upon this website or its contents. Use of this website shall be on an “as is" basis and entirely at your own risk.
10. PRODUCTS AND SERVICES
  1. Product and service descriptions provided on this website are only given for general information purposes and are not intended for distribution, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. The information provided on the website does not constitute an offer. Products and services described on this website are governed by the benefits, terms, conditions, and exclusions found in the policy wording.
11. CHANGES TO AGREEMENT
  1. EVASAN may, in its sole discretion, change this agreement or any part thereof at any time without notice.
12. DOMICILIUM
  1. EVASAN chooses as its domicilium citandi et executandi for all purposes under this agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature, rte de l'Etraz, CH-1267 Vich, SWITZERLAND.