When we speak about the medical insurance, it is important to distinguish between the national and international medical insurance. The national insurance covers the expenses of the health care you receive in your country of residence. However, if you plan to travel, your national medical insurance probably won’t cover your health care abroad. In that case, and regardless of the purpose of your travel or your destination, you will need the international medical insurance. What does it actually mean? It means that any medical expenses incurred during your stay abroad will be covered by the insurer which issued your insurance policy. Why is this type of insurance recommended? Because it helps you save money and time. It saves money because medical services tend to be very expensive, wherever you go, and your insurance will give you access to a good quality medical care in case of a sudden illness or an accident during your trip. This service will be included in the price of your insurance policy and your insurer will take care of the procedure of making contact with the doctor or a medical facility. In that case, you will save time as well, since you won’t have to deal with any logistical issues such as arranging for the treatment in a hospital or repatriation.
International medical insurance is the product of modern times. People travel a lot nowadays and often visit other countries. We spend our holidays abroad, and working outside the home country for a shorter or longer period of time has become quite common. In each of these cases, the international medical insurance coverage is one of the preconditions for a carefree stay in another country. It is a mandatory requirement if you need to take out a visa. It is recommended for any kind of travel because it ensures optimum conditions for travelling. If you doubt this recommendation, you may contact our insurance experts, who will be happy to answer all your questions and make sure you get the medical insurance coverage tailored to meet your needs.